Affirm Holdings (AFRM)

Affirm's price sits about 5% below its recent short-term average, while its earnings jumped dramatically last year.

What is going on right now?

The stock has drifted lower recently, partly because housing numbers weakened and there is talk that interest rates could stay higher, which matters because Affirm borrows money to fund the loans it offers shoppers.

How is the business itself doing?

Affirm lets people split purchases into payments at checkout. Its revenue grew about 33% and its profit surged enormously, with a profit margin near 45%. It does carry debt of roughly 1.8 times its net worth.

What stands out?

Affirm's price tends to swing almost four times as much as the broader market on any given day, making it one of the more jumpy names you might come across.

What comes next?

Its next earnings report is scheduled for November 5, 2026, and it will show whether rising borrowing costs are eating into the money Affirm makes on each loan.