Fair Isaac (FICO)

FICO's price jumped roughly 13% in a single week, even while sitting about a tenth below where it was a month ago.

What is going on right now?

The stock bounced sharply over the past week but is still well below its longer-term trend. Reports that consumer confidence dropped to 48 have raised questions about whether people will borrow less, which matters a lot for this company.

How is the business itself doing?

FICO makes the credit scores that lenders check before approving a loan. Its revenue grew about 26% and earnings climbed around 41%, with more than half of every dollar in revenue turning into operating profit.

What stands out?

The company has negative net worth on its books, meaning its debts exceed its assets, yet it generates roughly $774 million in cash a year and funds its own growth without paying a dividend.

What comes next?

Its next earnings report is scheduled for November 4, 2026, and it will show whether weaker consumer confidence has started to slow the number of credit checks lenders are running.