What is the current price of Upstart Holdings?

As of Oct. 27, 2026, the latest recorded price of Upstart Holdings (UPST) was 23.71 USD.

How has Upstart Holdings moved recently?

Measured from closing prices: +0.25% over one week, +2.95% over one month and -55.04% over one year.

Upstart Holdings (UPST): price, performance and history

AIsier's plain-language read

Written by an AI model for AIsier on the date shown, from the data listed below. It describes; it does not advise. Oct. 27, 2026

Based on: price history · long-term trend · fundamentals (13) · past events for its asset class (4) · recent news · Methodology

About a third of its shares are currently being bet against by other traders.

What is going on right now?

Upstart's price has drifted below where it sat over the past couple of months, and well below its longer-term average. A reported drop in consumer confidence to 48 could mean fewer people applying for the personal loans Upstart helps arrange.

How is the business itself doing?

Upstart uses artificial intelligence to decide who qualifies for a loan. Its revenue grew about 42% and its earnings more than tripled compared to last year. Still, it keeps more in costs than it earns in cash: it spent roughly $132 million more than it brought in.

What stands out?

It keeps about 83 cents of every dollar of revenue after basic costs, which is unusually high. But its debts are about two and a half times what it owns outright, and one in three of its shares is being bet against.

What comes next?

Its next earnings report is due November 3, the first to show whether that fast revenue growth continued alongside the cash it's burning through.

Upstart Holdings (UPST)

One-year price chart

Last price

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